{"id":288,"date":"2026-01-11T22:06:40","date_gmt":"2026-01-11T19:06:40","guid":{"rendered":"https:\/\/holool2030.com\/Store\/?p=288"},"modified":"2026-01-11T22:06:40","modified_gmt":"2026-01-11T19:06:40","slug":"%d8%b7%d8%b1%d9%8a%d9%82%d8%a9-%d8%aa%d8%b3%d8%ac%d9%8a%d9%84-%d9%85%d9%86%d8%b4%d8%a3%d8%a9-%d8%ac%d8%af%d9%8a%d8%af%d8%a9-%d9%81%d9%8a-%d9%82%d9%88%d9%89","status":"publish","type":"post","link":"https:\/\/holool2030.com\/Store\/%d8%b7%d8%b1%d9%8a%d9%82%d8%a9-%d8%aa%d8%b3%d8%ac%d9%8a%d9%84-%d9%85%d9%86%d8%b4%d8%a3%d8%a9-%d8%ac%d8%af%d9%8a%d8%af%d8%a9-%d9%81%d9%8a-%d9%82%d9%88%d9%89\/","title":{"rendered":"\u0637\u0631\u064a\u0642\u0629 \u062a\u0633\u062c\u064a\u0644 \u0645\u0646\u0634\u0623\u0629 \u062c\u062f\u064a\u062f\u0629 \u0641\u064a \u0642\u0648\u0649"},"content":{"rendered":"<p><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/holool2030.com\/Store\/wp-content\/uploads\/2026\/01\/\u0637\u0631\u064a\u0642\u0629-\u062a\u0633\u062c\u064a\u0644-\u0645\u0646\u0634\u0623\u0629-\u062c\u062f\u064a\u062f\u0629-\u0641\u064a-\u0642\u0648\u0649-1.png\" alt=\"\" width=\"1080\" height=\"1080\" class=\"alignnone size-full wp-image-291\" srcset=\"https:\/\/holool2030.com\/Store\/wp-content\/uploads\/2026\/01\/\u0637\u0631\u064a\u0642\u0629-\u062a\u0633\u062c\u064a\u0644-\u0645\u0646\u0634\u0623\u0629-\u062c\u062f\u064a\u062f\u0629-\u0641\u064a-\u0642\u0648\u0649-1.png 1080w, https:\/\/holool2030.com\/Store\/wp-content\/uploads\/2026\/01\/\u0637\u0631\u064a\u0642\u0629-\u062a\u0633\u062c\u064a\u0644-\u0645\u0646\u0634\u0623\u0629-\u062c\u062f\u064a\u062f\u0629-\u0641\u064a-\u0642\u0648\u0649-1-300x300.png 300w, https:\/\/holool2030.com\/Store\/wp-content\/uploads\/2026\/01\/\u0637\u0631\u064a\u0642\u0629-\u062a\u0633\u062c\u064a\u0644-\u0645\u0646\u0634\u0623\u0629-\u062c\u062f\u064a\u062f\u0629-\u0641\u064a-\u0642\u0648\u0649-1-1024x1024.png 1024w, https:\/\/holool2030.com\/Store\/wp-content\/uploads\/2026\/01\/\u0637\u0631\u064a\u0642\u0629-\u062a\u0633\u062c\u064a\u0644-\u0645\u0646\u0634\u0623\u0629-\u062c\u062f\u064a\u062f\u0629-\u0641\u064a-\u0642\u0648\u0649-1-150x150.png 150w, https:\/\/holool2030.com\/Store\/wp-content\/uploads\/2026\/01\/\u0637\u0631\u064a\u0642\u0629-\u062a\u0633\u062c\u064a\u0644-\u0645\u0646\u0634\u0623\u0629-\u062c\u062f\u064a\u062f\u0629-\u0641\u064a-\u0642\u0648\u0649-1-768x768.png 768w, https:\/\/holool2030.com\/Store\/wp-content\/uploads\/2026\/01\/\u0637\u0631\u064a\u0642\u0629-\u062a\u0633\u062c\u064a\u0644-\u0645\u0646\u0634\u0623\u0629-\u062c\u062f\u064a\u062f\u0629-\u0641\u064a-\u0642\u0648\u0649-1-1024x1024-600x600.png 600w, https:\/\/holool2030.com\/Store\/wp-content\/uploads\/2026\/01\/\u0637\u0631\u064a\u0642\u0629-\u062a\u0633\u062c\u064a\u0644-\u0645\u0646\u0634\u0623\u0629-\u062c\u062f\u064a\u062f\u0629-\u0641\u064a-\u0642\u0648\u0649-1-100x100.png 100w, https:\/\/holool2030.com\/Store\/wp-content\/uploads\/2026\/01\/\u0637\u0631\u064a\u0642\u0629-\u062a\u0633\u062c\u064a\u0644-\u0645\u0646\u0634\u0623\u0629-\u062c\u062f\u064a\u062f\u0629-\u0641\u064a-\u0642\u0648\u0649-1-50x50.png 50w, https:\/\/holool2030.com\/Store\/wp-content\/uploads\/2026\/01\/\u0637\u0631\u064a\u0642\u0629-\u062a\u0633\u062c\u064a\u0644-\u0645\u0646\u0634\u0623\u0629-\u062c\u062f\u064a\u062f\u0629-\u0641\u064a-\u0642\u0648\u0649-1-1024x1024-28x28.png 28w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/p>\n<p><!DOCTYPE html><br \/>\n<html dir=\"rtl\" lang=\"ar\"><br \/>\n<head><br \/>\n    <meta charset=\"UTF-8\"><br \/>\n    <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\"><br \/>\n    <title>\u0627\u0644\u062f\u0644\u064a\u0644 \u0627\u0644\u0643\u0627\u0645\u0644: \u0637\u0631\u064a\u0642\u0629 \u062a\u0633\u062c\u064a\u0644 \u0645\u0646\u0634\u0623\u0629 \u062c\u062f\u064a\u062f\u0629 \u0641\u064a \u0645\u0646\u0635\u0629 \u0642\u0648\u0649 2026<\/title>\n    <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Cairo:wght@300;400;600;700;800&#038;display=swap\" rel=\"stylesheet\">\n<style>\n        :root {\n            --primary: #00b894; \/* \u0644\u0648\u0646 \u0642\u0648\u0649 \u0627\u0644\u0645\u0645\u064a\u0632 *\/\n            --secondary: #2d3436; \/* \u0644\u0648\u0646 \u0627\u0644\u0646\u0635\u0648\u0635 \u0627\u0644\u062f\u0627\u0643\u0646 *\/\n            --accent: #0984e3; \/* \u0644\u0648\u0646 \u0627\u0644\u0631\u0648\u0627\u0628\u0637 \u0648\u0627\u0644\u062a\u0641\u0627\u0635\u064a\u0644 *\/\n            --bg-light: #f8f9fa;\n            --white: #ffffff;\n            --warning-bg: #fff3cd;\n            --warning-text: #856404;\n            --success: #00cec9;\n        }<\/p>\n<p>        body {\n            font-family: 'Cairo', sans-serif;\n            background-color: var(--bg-light);\n            color: var(--secondary);\n            line-height: 1.9;\n            margin: 0;\n            padding: 20px;\n        }<\/p>\n<p>        .article-container {\n            max-width: 1000px;\n            margin: 0 auto;\n            background: var(--white);\n            border-radius: 20px;\n            box-shadow: 0 15px 40px rgba(0,0,0,0.06);\n            overflow: hidden;\n            border-top: 8px solid var(--primary);\n        }<\/p>\n<p>        \/* \u062a\u0646\u0633\u064a\u0642 \u0631\u0623\u0633 \u0627\u0644\u0635\u0641\u062d\u0629 - \u062a\u0645 \u062d\u0644 \u0645\u0634\u0643\u0644\u0629 \u0627\u0644\u062a\u0648\u0633\u064a\u0637 \u0647\u0646\u0627 *\/\n        .article-header {\n            text-align: center; \/* \u0625\u062c\u0628\u0627\u0631 \u0627\u0644\u062a\u0648\u0633\u064a\u0637 *\/\n            padding: 70px 20px 50px;\n            background: linear-gradient(180deg, #ffffff 0%, #e3fdf5 100%);\n            border-bottom: 1px solid #e1e1e1;\n        }<\/p>\n<p>        h1 {\n            color: var(--secondary);\n            font-size: 2.5rem;\n            font-weight: 900;\n            margin-bottom: 15px;\n            line-height: 1.4;\n            text-align: center; \/* \u062a\u0623\u0643\u064a\u062f \u0627\u0644\u062a\u0648\u0633\u064a\u0637 *\/\n        }<\/p>\n<p>        .header-subtitle {\n            font-size: 1.2rem;\n            color: #636e72;\n            max-width: 800px;\n            margin: 0 auto;\n            text-align: center;\n        }<\/p>\n<p>        \/* \u0627\u0644\u0645\u062d\u062a\u0648\u0649 *\/\n        .content-body {\n            padding: 50px;\n        }<\/p>\n<p>        h2 {\n            font-size: 1.8rem;\n            color: var(--primary);\n            margin-top: 50px;\n            margin-bottom: 30px;\n            font-weight: 700;\n            text-align: center; \/* \u062a\u0648\u0633\u064a\u0637 \u0627\u0644\u0639\u0646\u0627\u0648\u064a\u0646 \u0627\u0644\u0641\u0631\u0639\u064a\u0629 *\/\n            position: relative;\n            padding-bottom: 15px;\n        }<\/p>\n<p>        h2::after {\n            content: '';\n            position: absolute;\n            bottom: 0;\n            left: 50%;\n            transform: translateX(-50%);\n            width: 80px;\n            height: 4px;\n            background-color: var(--primary);\n            border-radius: 2px;\n        }<\/p>\n<p>        p {\n            font-size: 1.15rem;\n            margin-bottom: 25px;\n            text-align: justify;\n            color: #4a4a4a;\n        }<\/p>\n<p>        \/* \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0637\u0648\u0627\u062a (Step Cards) *\/\n        .step-card {\n            background: #fff;\n            border: 1px solid #eee;\n            border-radius: 15px;\n            padding: 30px 30px 30px 80px; \/* \u0645\u0633\u0627\u062d\u0629 \u0644\u0644\u0631\u0642\u0645 *\/\n            margin-bottom: 25px;\n            position: relative;\n            transition: all 0.3s ease;\n            box-shadow: 0 5px 15px rgba(0,0,0,0.03);\n        }<\/p>\n<p>        .step-card:hover {\n            transform: translateY(-5px);\n            box-shadow: 0 15px 30px rgba(0,0,0,0.1);\n            border-color: var(--primary);\n        }<\/p>\n<p>        .step-number {\n            position: absolute;\n            top: 25px;\n            left: 20px;\n            width: 50px;\n            height: 50px;\n            background: var(--primary);\n            color: #fff;\n            border-radius: 50%;\n            display: flex;\n            align-items: center;\n            justify-content: center;\n            font-size: 1.5rem;\n            font-weight: bold;\n            box-shadow: 0 4px 10px rgba(0, 184, 148, 0.4);\n        }<\/p>\n<p>        .step-title {\n            font-weight: 800;\n            font-size: 1.3rem;\n            color: var(--secondary);\n            margin-bottom: 10px;\n            display: block;\n        }<\/p>\n<p>        \/* \u0627\u0644\u0642\u0648\u0627\u0626\u0645 *\/\n        ul.custom-list {\n            list-style: none;\n            padding: 0;\n        }\n        ul.custom-list li {\n            position: relative;\n            padding-right: 30px;\n            margin-bottom: 10px;\n            font-size: 1.1rem;\n        }\n        ul.custom-list li::before {\n            content: '\u2713';\n            position: absolute;\n            right: 0;\n            color: var(--primary);\n            font-weight: bold;\n        }<\/p>\n<p>        \/* \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a *\/\n        .requirements-box {\n            background-color: #f0fdf4;\n            border: 2px dashed var(--primary);\n            border-radius: 15px;\n            padding: 30px;\n            margin: 40px 0;\n            text-align: center; \/* \u062a\u0648\u0633\u064a\u0637 \u0627\u0644\u0645\u062d\u062a\u0648\u0649 *\/\n        }<\/p>\n<p>        \/* \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u062a\u0646\u0628\u064a\u0647 *\/\n        .alert-box {\n            background-color: var(--warning-bg);\n            color: var(--warning-text);\n            padding: 20px;\n            border-radius: 10px;\n            border-right: 6px solid #ffc107;\n            margin: 30px 0;\n            font-weight: 600;\n            display: flex;\n            align-items: center;\n        }\n        .alert-icon {\n            font-size: 2rem;\n            margin-left: 15px;\n        }<\/p>\n<p>        \/* \u062c\u062f\u0648\u0644 \u0627\u0644\u0631\u0633\u0648\u0645 *\/\n        .fees-table {\n            width: 100%;\n            border-collapse: collapse;\n            margin: 30px 0;\n            font-size: 1.1rem;\n            border-radius: 10px;\n            overflow: hidden;\n            box-shadow: 0 0 20px rgba(0,0,0,0.05);\n        }\n        .fees-table th, .fees-table td {\n            padding: 18px;\n            text-align: center;\n            border-bottom: 1px solid #eee;\n        }\n        .fees-table th {\n            background-color: var(--primary);\n            color: #fff;\n            font-weight: 700;\n        }\n        .fees-table tr:last-child td {\n            border-bottom: none;\n        }\n        .fees-table tr:nth-child(even) {\n            background-color: #f9f9f9;\n        }<\/p>\n<p>        \/* \u0642\u0633\u0645 \u0646\u0635\u0627\u0626\u062d \u0627\u0644\u062e\u0628\u0631\u0627\u0621 *\/\n        .expert-section {\n            background: #2d3436;\n            color: #dfe6e9;\n            padding: 45px;\n            border-radius: 16px;\n            margin-top: 60px;\n            position: relative;\n            overflow: hidden;\n        }<\/p>\n<p>        .expert-section h3 {\n            color: #f1c40f;\n            font-size: 1.6rem;\n            margin-top: 0;\n            text-align: center;\n            margin-bottom: 30px;\n        }<\/p>\n<p>        \/* \u0627\u0644\u0642\u0627\u0645\u0648\u0633 *\/\n        .glossary-box {\n            background: #e8f6f3;\n            padding: 35px;\n            border-radius: 15px;\n            margin-top: 50px;\n            border: 1px solid #d1eae5;\n        }\n        .glossary-title {\n            text-align: center;\n            color: var(--primary);\n            font-size: 1.6rem;\n            font-weight: 800;\n            margin-bottom: 25px;\n        }\n        .term {\n            color: #c0392b;\n            font-weight: 800;\n            font-size: 1.15rem;\n            display: inline-block;\n            margin-bottom: 5px;\n        }<\/p>\n<p>        \/* \u0632\u0631 \u0627\u0644\u0625\u062c\u0631\u0627\u0621 CTA *\/\n        .cta-container {\n            text-align: center;\n            margin-top: 60px;\n            padding: 50px;\n            background: #f1f2f6;\n            border-radius: 20px;\n        }\n        .cta-btn {\n            background-color: var(--primary);\n            color: white;\n            padding: 18px 50px;\n            font-size: 1.2rem;\n            font-weight: bold;\n            border-radius: 50px;\n            text-decoration: none;\n            transition: all 0.3s ease;\n            display: inline-block;\n            box-shadow: 0 10px 20px rgba(0, 184, 148, 0.3);\n        }\n        .cta-btn:hover {\n            background-color: #00a884;\n            transform: translateY(-3px);\n            box-shadow: 0 15px 25px rgba(0, 184, 148, 0.4);\n        }<\/p>\n<p>        \/* \u0631\u0648\u0627\u0628\u0637 *\/\n        a { color: var(--accent); text-decoration: none; font-weight: bold; }\n        a:hover { text-decoration: underline; }<\/p>\n<p>        @media (max-width: 768px) {\n            .content-body { padding: 25px; }\n            h1 { font-size: 1.8rem; }\n            .step-card { padding: 20px 20px 60px 20px; text-align: center; }\n            .step-number { left: 50%; transform: translateX(-50%); top: auto; bottom: 15px; }\n            .fees-table { font-size: 0.9rem; display: block; overflow-x: auto; }\n        }\n    <\/style>\n<p><\/head><br \/>\n<body><\/p>\n<div class=\"article-container\">\n<header class=\"article-header\">\n<h1>\u0637\u0631\u064a\u0642\u0629 \u062a\u0633\u062c\u064a\u0644 \u0645\u0646\u0634\u0623\u0629 \u062c\u062f\u064a\u062f\u0629 \u0641\u064a \u0642\u0648\u0649<br \/>\u062e\u0637\u0648\u0629 \u0628\u062e\u0637\u0648\u0629 (\u062f\u0644\u064a\u0644 2026)<\/h1>\n<div class=\"header-subtitle\">\u0627\u0644\u062f\u0644\u064a\u0644 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0644\u062a\u0641\u0639\u064a\u0644 \u0645\u0644\u0641 \u0645\u0646\u0634\u0623\u062a\u0643 \u0627\u0644\u0631\u0642\u0645\u064a \u0648\u062a\u062c\u0646\u0628 \u062a\u0639\u0637\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629<\/div>\n<\/header>\n<div class=\"content-body\">\n<p>\u0647\u0644 \u0627\u0633\u062a\u0644\u0645\u062a \u0633\u062c\u0644\u0643 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0627\u0644\u062c\u062f\u064a\u062f\u061f \u0645\u0628\u0627\u0631\u0643 \u0644\u0643 \u0628\u062f\u0627\u064a\u0629 \u0631\u062d\u0644\u062a\u0643 \u0641\u064a \u0639\u0627\u0644\u0645 \u0627\u0644\u0623\u0639\u0645\u0627\u0644. \u0644\u0643\u0646 \u0644\u062d\u0638\u0629\u060c \u0627\u0644\u0648\u0631\u0642\u0629 \u0627\u0644\u062a\u064a \u0628\u064a\u062f\u0643 (\u0627\u0644\u0633\u062c\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a) \u0644\u0627 \u062a\u0643\u0641\u064a \u0648\u062d\u062f\u0647\u0627 \u0644\u062a\u0648\u0638\u064a\u0641 \u0639\u0627\u0645\u0644 \u0648\u0627\u062d\u062f \u0623\u0648 \u0628\u062f\u0621 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0641\u0639\u0644\u064a. \u0623\u0646\u062a \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 &#8220;\u0641\u062a\u062d \u0645\u0644\u0641&#8221; \u0641\u064a \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0628\u0634\u0631\u064a\u0629.<\/p>\n<p>\u0641\u064a \u0627\u0644\u0633\u0627\u0628\u0642\u060c \u0643\u0627\u0646 \u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0632\u064a\u0627\u0631\u0629 \u0645\u0643\u062a\u0628 \u0627\u0644\u0639\u0645\u0644 \u0648\u0627\u0644\u0627\u0646\u062a\u0638\u0627\u0631 \u0644\u0633\u0627\u0639\u0627\u062a \u0641\u064a \u0627\u0644\u0637\u0648\u0627\u0628\u064a\u0631. \u0627\u0644\u064a\u0648\u0645\u060c \u0648\u0628\u0641\u0636\u0644 \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0636\u0645\u0646 \u0631\u0624\u064a\u0629 2030\u060c \u0623\u0635\u0628\u062d \u0627\u0644\u0623\u0645\u0631 \u064a\u062a\u0645 \u0628\u0636\u063a\u0637\u0629 \u0632\u0631 \u0639\u0628\u0631 <strong>\u0645\u0646\u0635\u0629 \u0642\u0648\u0649 (Qiwa)<\/strong>. \u062a\u0633\u062c\u064a\u0644 \u0645\u0646\u0634\u0623\u062a\u0643 \u0641\u064a \u0642\u0648\u0649 \u0644\u064a\u0633 \u062e\u064a\u0627\u0631\u0627\u064b \u062a\u0631\u0641\u064a\u0647\u064a\u0627\u064b\u061b \u0628\u0644 \u0647\u0648 &#8220;\u0627\u0644\u0645\u0641\u062a\u0627\u062d \u0627\u0644\u0631\u0642\u0645\u064a&#8221; \u0627\u0644\u0630\u064a \u0628\u062f\u0648\u0646\u0647 \u0644\u0646 \u062a\u062a\u0645\u0643\u0646 \u0645\u0646 \u0625\u0635\u062f\u0627\u0631 \u062a\u0623\u0634\u064a\u0631\u0627\u062a\u060c \u0648\u0644\u0627 \u0646\u0642\u0644 \u0643\u0641\u0627\u0644\u0629\u060c \u0648\u0644\u0627 \u062d\u062a\u0649 \u062a\u062c\u062f\u064a\u062f \u0625\u0642\u0627\u0645\u0629 \u0644\u0645\u0648\u0638\u0641\u064a\u0643.<\/p>\n<p>\u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u062f\u0644\u064a\u0644 \u0627\u0644\u0645\u0641\u0635\u0644\u060c \u0633\u0646\u0623\u062e\u0630 \u0628\u064a\u062f\u0643 \u062e\u0637\u0648\u0629 \u0628\u062e\u0637\u0648\u0629 \u0645\u0646 \u0627\u0644\u0635\u0641\u0631 \u062d\u062a\u0649 \u0638\u0647\u0648\u0631 \u0634\u0627\u0634\u0629 &#8220;\u0645\u0646\u0634\u0623\u062a\u0643 \u0645\u0641\u0639\u0644\u0629&#8221;\u060c \u0645\u062f\u0639\u0648\u0645\u0627\u064b \u0628\u062e\u0628\u0631\u062a\u0646\u0627 \u0627\u0644\u0637\u0648\u064a\u0644\u0629 \u0641\u064a <strong>\u062d\u0644\u0648\u0644 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629<\/strong>.<\/p>\n<div class=\"requirements-box\">\n<h3 style=\"margin-top:0; color:var(--primary);\">\ud83d\udccb \u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u062a\u062d\u0642\u0642: \u0642\u0628\u0644 \u0623\u0646 \u062a\u0628\u062f\u0623<\/h3>\n<p>\u0644\u0636\u0645\u0627\u0646 \u0639\u0645\u0644\u064a\u0629 \u062a\u0633\u062c\u064a\u0644 \u0633\u0644\u0633\u0629 \u062f\u0648\u0646 \u062a\u0648\u0642\u0641\u060c \u062a\u0623\u0643\u062f \u0645\u0646 \u062a\u0648\u0641\u0631 \u0627\u0644\u0622\u062a\u064a:<\/p>\n<ul class=\"custom-list\" style=\"display: inline-block; text-align: right;\">\n<li>\u0633\u062c\u0644 \u062a\u062c\u0627\u0631\u064a \u0633\u0627\u0631\u064a \u0627\u0644\u0645\u0641\u0639\u0648\u0644 (\u0646\u0634\u0637).<\/li>\n<li>\u062d\u0633\u0627\u0628 \u0645\u0641\u0639\u0644 \u0641\u064a &#8220;\u0623\u0628\u0634\u0631&#8221; \u0644\u0645\u0627\u0644\u0643 \u0627\u0644\u0645\u0646\u0634\u0623\u0629.<\/li>\n<li>\u0631\u0642\u0645 \u062c\u0648\u0627\u0644 \u0645\u0633\u062c\u0644 \u0628\u0627\u0633\u0645 \u0627\u0644\u0645\u0627\u0644\u0643 (\u0644\u0627\u0633\u062a\u0644\u0627\u0645 \u0631\u0645\u0632 \u0627\u0644\u062a\u062d\u0642\u0642).<\/li>\n<li>\u0628\u0637\u0627\u0642\u0629 \u0628\u0646\u0643\u064a\u0629 (\u0645\u062f\u0649\/\u0641\u064a\u0632\u0627) \u0644\u0633\u062f\u0627\u062f \u0631\u0633\u0648\u0645 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643.<\/li>\n<li>\u0639\u0646\u0648\u0627\u0646 \u0648\u0637\u0646\u064a \u0644\u0644\u0645\u0646\u0634\u0623\u0629 (\u0648\u0627\u0635\u0644) \u0645\u0633\u062c\u0644 \u0641\u064a \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0633\u0639\u0648\u062f\u064a.<\/li>\n<\/ul><\/div>\n<h2>\ud83d\ude80 \u062e\u0637\u0648\u0627\u062a \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062a\u0641\u0635\u064a\u0644\u064a\u0629<\/h2>\n<p>\u062a\u0646\u0642\u0633\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0625\u0644\u0649 \u0645\u0631\u062d\u0644\u062a\u064a\u0646 \u0623\u0633\u0627\u0633\u064a\u062a\u064a\u0646: \u0625\u0646\u0634\u0627\u0621 \u062d\u0633\u0627\u0628 \u0644\u0644\u0623\u0641\u0631\u0627\u062f (\u0644\u0644\u0645\u0627\u0644\u0643 \u0623\u0648 \u0627\u0644\u0645\u0641\u0648\u0636)\u060c \u062b\u0645 \u0641\u062a\u062d \u0645\u0644\u0641 \u0627\u0644\u0645\u0646\u0634\u0623\u0629 \u0645\u0646 \u062f\u0627\u062e\u0644 \u0647\u0630\u0627 \u0627\u0644\u062d\u0633\u0627\u0628.<\/p>\n<div class=\"step-card\">\n<div class=\"step-number\">1<\/div>\n<p>            <span class=\"step-title\">\u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0641\u064a &#8220;\u0642\u0648\u0649 \u0623\u0641\u0631\u0627\u062f&#8221;<\/span><\/p>\n<p>\u064a\u062c\u0628 \u0623\u0646 \u064a\u0645\u062a\u0644\u0643 \u0645\u0627\u0644\u0643 \u0627\u0644\u0645\u0646\u0634\u0623\u0629 \u062d\u0633\u0627\u0628\u0627\u064b \u0634\u062e\u0635\u064a\u0627\u064b \u0623\u0648\u0644\u0627\u064b \u0644\u064a\u0643\u0648\u0646 \u0647\u0648 \u0627\u0644\u0645\u062f\u064a\u0631 \u0627\u0644\u0631\u0626\u064a\u0633\u064a.<\/p>\n<ul class=\"custom-list\">\n<li>\u0627\u062f\u062e\u0644 \u0625\u0644\u0649 <a href=\"https:\/\/qiwa.sa\/\" target=\"_blank\" rel=\"noopener\">\u0627\u0644\u0635\u0641\u062d\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0645\u0646\u0635\u0629 \u0642\u0648\u0649<\/a> \u0648\u0627\u0636\u063a\u0637 \u0639\u0644\u0649 &#8220;\u062a\u0633\u062c\u064a\u0644&#8221;.<\/li>\n<li>\u0623\u062f\u062e\u0644 \u0631\u0642\u0645 \u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0648\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0645\u064a\u0644\u0627\u062f (\u0647\u062c\u0631\u064a\/\u0645\u064a\u0644\u0627\u062f\u064a).<\/li>\n<li>\u0623\u062f\u062e\u0644 \u0631\u0645\u0632 \u0627\u0644\u062a\u062d\u0642\u0642 (OTP) \u0627\u0644\u0645\u0631\u0633\u0644 \u0625\u0644\u0649 \u062c\u0648\u0627\u0644\u0643 \u0627\u0644\u0645\u0633\u062c\u0644 \u0641\u064a \u0623\u0628\u0634\u0631.<\/li>\n<li>\u0623\u0646\u0634\u0626 \u0643\u0644\u0645\u0629 \u0645\u0631\u0648\u0631 \u0642\u0648\u064a\u0629 \u0648\u0642\u0645 \u0628\u062a\u0623\u0643\u064a\u062f \u0628\u0631\u064a\u062f\u0643 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a.<\/li>\n<\/ul><\/div>\n<div class=\"step-card\">\n<div class=\"step-number\">2<\/div>\n<p>            <span class=\"step-title\">\u0627\u0644\u062f\u062e\u0648\u0644 \u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0646\u0634\u0623\u0629<\/span><\/p>\n<p>\u0628\u0639\u062f \u062a\u0641\u0639\u064a\u0644 \u062d\u0633\u0627\u0628 \u0627\u0644\u0623\u0641\u0631\u0627\u062f\u060c \u0633\u062a\u062f\u062e\u0644 \u0644\u0644\u0648\u062d\u0629 \u0627\u0644\u062a\u062d\u0643\u0645. \u0647\u0646\u0627 \u064a\u062d\u062f\u062b \u0627\u0644\u0631\u0628\u0637 \u0627\u0644\u0622\u0644\u064a.<\/p>\n<ul class=\"custom-list\">\n<li>\u0627\u0646\u0642\u0631 \u0639\u0644\u0649 \u0623\u064a\u0642\u0648\u0646\u0629 (\u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0646\u0634\u0623\u0629) \u0623\u0648 (Establishment Account) \u0641\u064a \u0623\u0639\u0644\u0649 \u0627\u0644\u0635\u0641\u062d\u0629.<\/li>\n<li>\u0633\u064a\u0642\u0648\u0645 \u0627\u0644\u0646\u0638\u0627\u0645 \u062a\u0644\u0642\u0627\u0626\u064a\u0627\u064b \u0628\u0627\u0644\u0628\u062d\u062b \u0641\u064a \u0642\u0627\u0639\u062f\u0629 \u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0639\u0646 \u0623\u064a \u0633\u062c\u0644\u0627\u062a \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0631\u0642\u0645 \u0647\u0648\u064a\u062a\u0643.<\/li>\n<li>\u0633\u062a\u0638\u0647\u0631 \u0644\u0643 \u0642\u0627\u0626\u0645\u0629 \u0628\u0645\u0646\u0634\u0622\u062a\u0643 (\u0627\u0644\u0645\u0641\u0639\u0644\u0629 \u0648\u063a\u064a\u0631 \u0627\u0644\u0645\u0641\u0639\u0644\u0629).<\/li>\n<\/ul><\/div>\n<div class=\"step-card\">\n<div class=\"step-number\">3<\/div>\n<p>            <span class=\"step-title\">\u0641\u062a\u062d \u0645\u0644\u0641 \u0627\u0644\u0645\u0646\u0634\u0623\u0629<\/span><\/p>\n<p>\u0627\u0644\u0622\u0646\u060c \u0633\u0646\u0642\u0648\u0645 \u0628\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0633\u062c\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0625\u0644\u0649 \u0645\u0644\u0641 \u0646\u0634\u0637 \u0641\u064a \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0628\u0634\u0631\u064a\u0629.<\/p>\n<ul class=\"custom-list\">\n<li>\u0627\u062e\u062a\u0631 \u0627\u0644\u0633\u062c\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0627\u0644\u0630\u064a \u062a\u0631\u064a\u062f \u062a\u0641\u0639\u064a\u0644\u0647 \u0645\u0646 \u0627\u0644\u0642\u0627\u0626\u0645\u0629.<\/li>\n<li>\u0631\u0627\u062c\u0639 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0646\u0634\u0623\u0629 \u0628\u062f\u0642\u0629 (\u0627\u0644\u0627\u0633\u0645\u060c \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0645\u0648\u062d\u062f 700\u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0646\u062a\u0647\u0627\u0621).<\/li>\n<li>\u0627\u0636\u063a\u0637 \u0639\u0644\u0649 \u0632\u0631 &#8220;\u0641\u062a\u062d \u0645\u0644\u0641 \u0627\u0644\u0645\u0646\u0634\u0623\u0629&#8221; \u0623\u0648 &#8220;\u062a\u0641\u0639\u064a\u0644&#8221;.<\/li>\n<li><strong>\u0645\u0644\u0627\u062d\u0638\u0629:<\/strong> \u0625\u0630\u0627 \u0644\u0645 \u064a\u0638\u0647\u0631 \u0627\u0644\u0633\u062c\u0644 \u062a\u0644\u0642\u0627\u0626\u064a\u0627\u064b\u060c \u064a\u0645\u0643\u0646\u0643 \u0625\u062f\u062e\u0627\u0644 \u0631\u0642\u0645 \u0627\u0644\u0633\u062c\u0644 \u064a\u062f\u0648\u064a\u0627\u064b \u0644\u0644\u0628\u062d\u062b \u0639\u0646\u0647.<\/li>\n<\/ul><\/div>\n<div class=\"step-card\">\n<div class=\"step-number\">4<\/div>\n<p>            <span class=\"step-title\">\u0633\u062f\u0627\u062f \u0631\u0633\u0648\u0645 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643<\/span><\/p>\n<p>\u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u0623\u062e\u064a\u0631\u0629 \u0647\u064a \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0628\u0627\u0642\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u062d\u062c\u0645 \u0645\u0646\u0634\u0623\u062a\u0643 \u0648\u0633\u062f\u0627\u062f\u0647\u0627.<\/p>\n<table class=\"fees-table\">\n<thead>\n<tr>\n<th>\u0646\u0648\u0639 \u0627\u0644\u0645\u0646\u0634\u0623\u0629<\/th>\n<th>\u0639\u062f\u062f \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646<\/th>\n<th>\u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 (\u062a\u0642\u0631\u064a\u0628\u064a\u0629)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u0645\u0646\u0634\u0623\u0629 \u0635\u063a\u064a\u0631\u0629<\/td>\n<td>0 &#8211; 4 \u0645\u0648\u0638\u0641\u064a\u0646<\/td>\n<td>1,265 \u0631\u064a\u0627\u0644 \u0633\u0639\u0648\u062f\u064a<\/td>\n<\/tr>\n<tr>\n<td>\u0645\u0646\u0634\u0623\u0629 \u0645\u062a\u0648\u0633\u0637\u0629\/\u0643\u0628\u064a\u0631\u0629<\/td>\n<td>5 \u0645\u0648\u0638\u0641\u064a\u0646 \u0641\u0623\u0643\u062b\u0631<\/td>\n<td>2,300 &#8211; 7,000 \u0631\u064a\u0627\u0644 (\u062d\u0633\u0628 \u0627\u0644\u0628\u0627\u0642\u0629)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"margin-top: 15px; font-size: 0.9rem; color: #666;\">* \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0634\u0627\u0645\u0644\u0629 \u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0636\u0627\u0641\u0629 \u0648\u0642\u062f \u062a\u062a\u063a\u064a\u0631 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0646\u0635\u0629.<\/p>\n<\/p><\/div>\n<div class=\"alert-box\">\n            <span class=\"alert-icon\">\u26a0\ufe0f<\/span><\/p>\n<div>\n                \u062a\u0646\u0648\u064a\u0647 \u0647\u0627\u0645 \u062c\u062f\u0627\u064b: \u0631\u0633\u0648\u0645 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0642\u0648\u0649 <strong>\u063a\u064a\u0631 \u0645\u0633\u062a\u0631\u062f\u0629<\/strong>. \u062a\u0623\u0643\u062f \u0645\u0646 \u0635\u062d\u0629 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0633\u062c\u0644 \u0648\u0646\u0648\u0639 \u0627\u0644\u0646\u0634\u0627\u0637 \u0648\u0645\u0637\u0627\u0628\u0642\u062a\u0647 \u0644\u0631\u063a\u0628\u062a\u0643 \u0642\u0628\u0644 \u0625\u062a\u0645\u0627\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062f\u0641\u0639.\n            <\/div>\n<\/p><\/div>\n<h2>\ud83d\udee0\ufe0f \u0645\u0627\u0630\u0627 \u062a\u0641\u0639\u0644 \u0628\u0639\u062f \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0645\u0628\u0627\u0634\u0631\u0629\u061f<\/h2>\n<p>\u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0644\u064a\u0633 \u0627\u0644\u0646\u0647\u0627\u064a\u0629\u060c \u0628\u0644 \u0647\u0648 \u0627\u0644\u0628\u062f\u0627\u064a\u0629. \u0644\u0636\u0645\u0627\u0646 \u0623\u0646 \u062d\u0633\u0627\u0628\u0643 \u062c\u0627\u0647\u0632 \u0644\u0644\u0639\u0645\u0644 \u0641\u0648\u0631\u0627\u064b\u060c \u0642\u0645 \u0628\u0627\u0644\u0622\u062a\u064a:<\/p>\n<ul class=\"custom-list\">\n<li><strong>\u062a\u062d\u062f\u064a\u062b \u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0648\u0637\u0646\u064a:<\/strong> \u064a\u062c\u0628 \u0631\u0628\u0637 \u0639\u0646\u0648\u0627\u0646 &#8220;\u0648\u0627\u0635\u0644&#8221; \u0628\u0645\u0644\u0641 \u0627\u0644\u0645\u0646\u0634\u0623\u0629 \u0641\u064a \u0642\u0648\u0649 \u0644\u062a\u062c\u0646\u0628 \u0625\u064a\u0642\u0627\u0641 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0644\u0627\u062d\u0642\u0627\u064b.<\/li>\n<li><strong>\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0635\u0644\u0627\u062d\u064a\u0627\u062a:<\/strong> \u0625\u0630\u0627 \u0643\u0646\u062a \u0645\u0634\u063a\u0648\u0644\u0627\u064b\u060c \u0642\u0645 \u0628\u062a\u0641\u0648\u064a\u0636 &#8220;\u0645\u062f\u064a\u0631 \u062d\u0633\u0627\u0628&#8221; \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a\u060c \u0648\u0644\u0643\u0646 \u0644\u0627 \u062a\u0639\u0637\u0647 \u0635\u0644\u0627\u062d\u064a\u0627\u062a &#8220;\u0627\u0644\u0645\u0627\u0644\u0643&#8221; \u0627\u0644\u0643\u0627\u0645\u0644\u0629.<\/li>\n<li><strong>\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0646\u0637\u0627\u0642:<\/strong> \u062a\u0623\u0643\u062f \u0623\u0646 \u0644\u0648\u0646 \u0646\u0637\u0627\u0642 \u0627\u0644\u0645\u0646\u0634\u0623\u0629 (\u0623\u0628\u064a\u0636 \u0644\u0644\u0645\u0646\u0634\u0622\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0641\u064a \u0641\u062a\u0631\u0629 \u0627\u0644\u0633\u0645\u0627\u062d\u060c \u0623\u0648 \u0623\u062e\u0636\u0631).<\/li>\n<li><strong>\u0627\u0644\u062a\u0623\u0634\u064a\u0631\u0627\u062a \u0627\u0644\u0641\u0648\u0631\u064a\u0629:<\/strong> \u0644\u0644\u0645\u0646\u0634\u0622\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629\u060c \u064a\u062d\u0642 \u0644\u0643 \u0625\u0635\u062f\u0627\u0631 \u062a\u0623\u0634\u064a\u0631\u0629 \u0648\u0627\u062d\u062f\u0629 \u062a\u0623\u0633\u064a\u0633\u064a\u0629 \u0641\u0648\u0631\u0627\u064b \u0639\u0628\u0631 \u062e\u062f\u0645\u0629 &#8220;\u0627\u0644\u062a\u0623\u0634\u064a\u0631\u0627\u062a \u0627\u0644\u0641\u0648\u0631\u064a\u0629&#8221;.<\/li>\n<\/ul>\n<div class=\"expert-section\">\n<h3>\ud83d\udca1 \u0646\u0635\u0627\u0626\u062d \u0630\u0647\u0628\u064a\u0629 \u0645\u0646 \u062e\u0628\u0631\u0627\u0621 &#8220;\u062d\u0644\u0648\u0644&#8221;<\/h3>\n<p>\u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0639\u0627\u0645\u0644\u0646\u0627 \u0627\u0644\u064a\u0648\u0645\u064a \u0645\u0639 \u0645\u0626\u0627\u062a \u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0633\u062c\u064a\u0644\u060c \u0648\u0627\u062c\u0647\u0646\u0627 \u0645\u0634\u0627\u0643\u0644 \u0645\u062a\u0643\u0631\u0631\u0629 \u064a\u0645\u0643\u0646\u0643 \u062a\u062c\u0646\u0628\u0647\u0627:<\/p>\n<ul style=\"list-style-type: none; padding: 0;\">\n<li style=\"margin-bottom: 20px; border-bottom: 1px solid rgba(255,255,255,0.1); padding-bottom: 15px;\">\n                    \u2b50 <strong>\u062a\u0623\u062e\u0631 \u0638\u0647\u0648\u0631 \u0627\u0644\u0633\u062c\u0644:<\/strong> \u0628\u0639\u062f \u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0633\u062c\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0645\u0646 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629\u060c \u0642\u062f \u064a\u0633\u062a\u063a\u0631\u0642 \u0627\u0644\u0623\u0645\u0631 \u0645\u0646 24 \u0625\u0644\u0649 48 \u0633\u0627\u0639\u0629 \u062d\u062a\u0649 \u062a\u0638\u0647\u0631 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0641\u064a \u0646\u0638\u0627\u0645 \u0642\u0648\u0649. \u0644\u0627 \u062a\u0642\u0644\u0642 \u0648\u0627\u0646\u062a\u0638\u0631 \u0627\u0644\u062a\u062d\u062f\u064a\u062b.\n                <\/li>\n<li style=\"margin-bottom: 20px; border-bottom: 1px solid rgba(255,255,255,0.1); padding-bottom: 15px;\">\n                    \u2b50 <strong>\u062a\u0648\u062d\u064a\u062f \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0645\u0648\u062d\u062f (700):<\/strong> \u0625\u0630\u0627 \u0641\u062a\u062d\u062a \u0641\u0631\u0639\u0627\u064b \u062c\u062f\u064a\u062f\u0627\u064b\u060c \u062a\u0623\u0643\u062f \u0623\u0646\u0647 \u064a\u0646\u062f\u0631\u062c \u062a\u062d\u062a \u0646\u0641\u0633 \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0645\u0648\u062d\u062f \u0644\u0644\u0641\u0631\u0648\u0639 \u0627\u0644\u0633\u0627\u0628\u0642\u0629. \u0641\u062a\u062d \u0645\u0644\u0641 \u0628\u0631\u0642\u0645 \u0645\u0648\u062d\u062f \u062c\u062f\u064a\u062f \u0633\u064a\u0641\u0635\u0644 \u0646\u0633\u0628\u0629 \u0627\u0644\u062a\u0648\u0637\u064a\u0646 \u0648\u064a\u062d\u0631\u0645\u0643 \u0645\u0646 \u062f\u0645\u062c \u0627\u0644\u0633\u0639\u0648\u062f\u0629.\n                <\/li>\n<li>\n                    \u2b50 <strong>\u0623\u0645\u0627\u0646 \u0627\u0644\u062d\u0633\u0627\u0628:<\/strong> \u0644\u0627 \u062a\u0634\u0627\u0631\u0643 \u0643\u0644\u0645\u0629 \u0627\u0644\u0645\u0631\u0648\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u062d\u0633\u0627\u0628\u0643 &#8220;\u0627\u0644\u0645\u0627\u0644\u0643&#8221; \u0645\u0639 \u0627\u0644\u0645\u0639\u0642\u0628\u064a\u0646. \u0627\u0633\u062a\u062e\u062f\u0645 \u062e\u0627\u0635\u064a\u0629 &#8220;\u0625\u0636\u0627\u0641\u0629 \u0645\u0633\u062a\u062e\u062f\u0645&#8221; \u0628\u0635\u0644\u0627\u062d\u064a\u0627\u062a \u0645\u062d\u062f\u062f\u0629 \u064a\u0645\u0643\u0646 \u0625\u0644\u063a\u0627\u0624\u0647\u0627 \u0641\u064a \u0623\u064a \u0648\u0642\u062a.\n                <\/li>\n<\/ul><\/div>\n<div class=\"glossary-box\">\n<div class=\"glossary-title\">\ud83d\udcda \u0642\u0627\u0645\u0648\u0633 \u0627\u0644\u0645\u0635\u0637\u0644\u062d\u0627\u062a<\/div>\n<div style=\"margin-bottom: 20px;\">\n                <span class=\"term\">\u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0645\u0648\u062d\u062f (Unified Number):<\/span><\/p>\n<p style=\"margin: 0;\">\u0647\u0648 \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0630\u064a \u064a\u0628\u062f\u0623 \u0628\u0640 700 \u0648\u064a\u0645\u062b\u0644 \u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u0645\u0646\u0634\u0623\u0629 \u0641\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 (\u0627\u0644\u0639\u0645\u0644\u060c \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629\u060c \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u0627\u062a).<\/p>\n<\/p><\/div>\n<div style=\"margin-bottom: 20px;\">\n                <span class=\"term\">\u0641\u062a\u0631\u0629 \u0627\u0644\u0633\u0645\u0627\u062d (Grace Period):<\/span><\/p>\n<p style=\"margin: 0;\">\u0641\u062a\u0631\u0629 \u062a\u0645\u0646\u062d \u0644\u0644\u0645\u0646\u0634\u0622\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629 (\u0639\u0627\u062f\u0629 6-12 \u0634\u0647\u0631\u0627\u064b) \u062a\u0643\u0648\u0646 \u0641\u064a\u0647\u0627 \u0645\u0639\u0641\u0627\u0629 \u0645\u0646 \u062a\u062d\u0642\u064a\u0642 \u0646\u0633\u0628 \u0627\u0644\u062a\u0648\u0637\u064a\u0646 \u0627\u0644\u0639\u0627\u0644\u064a\u0629\u060c \u0648\u064a\u0638\u0647\u0631 \u0646\u0637\u0627\u0642\u0647\u0627 \u0628\u0627\u0644\u0644\u0648\u0646 \u0627\u0644\u0623\u0628\u064a\u0636 \u0623\u0648 \u0627\u0644\u0623\u062e\u0636\u0631 \u0627\u0644\u0635\u063a\u064a\u0631.<\/p>\n<\/p><\/div>\n<div>\n                <span class=\"term\">\u0642\u0648\u0649 \u0623\u0641\u0631\u0627\u062f vs \u0642\u0648\u0649 \u0623\u0639\u0645\u0627\u0644:<\/span><\/p>\n<p style=\"margin: 0;\"><strong>\u0642\u0648\u0649 \u0623\u0641\u0631\u0627\u062f:<\/strong> \u062d\u0633\u0627\u0628 \u064a\u062e\u0635\u0643 \u0643\u0634\u062e\u0635 (\u0633\u064a\u0631\u062a\u0643 \u0627\u0644\u0630\u0627\u062a\u064a\u0629\u060c \u0639\u0642\u0648\u062f\u0643). <strong>\u0642\u0648\u0649 \u0623\u0639\u0645\u0627\u0644:<\/strong> \u0644\u0648\u062d\u0629 \u0627\u0644\u062a\u062d\u0643\u0645 \u0644\u0625\u062f\u0627\u0631\u0629 \u0645\u0646\u0634\u0623\u062a\u0643 \u0648\u0645\u0648\u0638\u0641\u064a\u0643.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta-container\">\n<h3 style=\"color: #2c3e50; margin-bottom: 15px;\">\u0647\u0644 \u062a\u0648\u0627\u062c\u0647 \u0645\u0634\u0643\u0644\u0629 \u062a\u0642\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0633\u062c\u064a\u0644\u061f<\/h3>\n<p style=\"margin-bottom: 30px; color: #636e72;\">\u0644\u0627 \u062a\u0636\u064a\u0639 \u0648\u0642\u062a\u0643 \u0641\u064a \u0627\u0644\u0645\u062d\u0627\u0648\u0644\u0627\u062a \u0627\u0644\u0645\u062a\u0643\u0631\u0631\u0629. \u0641\u0631\u064a\u0642\u0646\u0627 \u0627\u0644\u062a\u0642\u0646\u064a \u062c\u0627\u0647\u0632 \u0644\u062a\u0633\u062c\u064a\u0644 \u0645\u0646\u0634\u0623\u062a\u0643 \u0648\u0636\u0628\u0637 \u0625\u0639\u062f\u0627\u062f\u0627\u062a\u0647\u0627 \u0628\u0634\u0643\u0644 \u0635\u062d\u064a\u062d \u0645\u0646 \u0627\u0644\u0645\u0631\u0629 \u0627\u0644\u0623\u0648\u0644\u0649.<\/p>\n<p>            <a href=\"#\" class=\"cta-btn\">\u0627\u0637\u0644\u0628 \u062e\u062f\u0645\u0629 \u062a\u0623\u0633\u064a\u0633 \u0645\u0644\u0641 \u0627\u0644\u0645\u0646\u0634\u0623\u0629 \u0627\u0644\u0622\u0646<\/a>\n        <\/div>\n<\/p><\/div>\n<\/div>\n<p><\/body><br \/>\n<\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0627\u0644\u062f\u0644\u064a\u0644 \u0627\u0644\u0643\u0627\u0645\u0644: \u0637\u0631\u064a\u0642\u0629 \u062a\u0633\u062c\u064a\u0644 \u0645\u0646\u0634\u0623\u0629 \u062c\u062f\u064a\u062f\u0629 \u0641\u064a \u0645\u0646\u0635\u0629 \u0642\u0648\u0649 2026 \u0637\u0631\u064a\u0642\u0629 \u062a\u0633\u062c\u064a\u0644 \u0645\u0646\u0634\u0623\u0629 \u062c\u062f\u064a\u062f\u0629 \u0641\u064a \u0642\u0648\u0649\u062e\u0637\u0648\u0629 \u0628\u062e\u0637\u0648\u0629 (\u062f\u0644\u064a\u0644 2026) \u0627\u0644\u062f\u0644\u064a\u0644 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0644\u062a\u0641\u0639\u064a\u0644 \u0645\u0644\u0641 \u0645\u0646\u0634\u0623\u062a\u0643 \u0627\u0644\u0631\u0642\u0645\u064a \u0648\u062a\u062c\u0646\u0628 \u062a\u0639\u0637\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0647\u0644 \u0627\u0633\u062a\u0644\u0645\u062a 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